You can’t get away from the fact that all investing involves a degree of risk. The value of your investments can go down as well as up and you may get less back than you invested. In some cases, you could even lose your entire stake.
There are several different types of assets, or asset classes. But, for individual investors, the most important are equities and bonds, which in turn are divided into government bonds and corporate bonds.
The Governing Council of the European Central Bank has increased the ECB key lending rate by 50 bps today from 2.5% to 3%.
Carl Richards (Author & Financial Advisor) on how to find the right balance between saving/investing and spending.
Robin Powell of the Evidence Based Investor interviews Joe Wiggins (Behavioural Finance Expert) who gives some advice to investors on how to behave during a bear market.
We have been asked this question repeatedly over the last number of months and in most cases the answer has been yes, mainly because Irish borrowers have preferred shorter term fixed rate products in the past.