The Value of Advice- Asset allocation
One important way in which a financial adviser adds value is in setting a suitable asset allocation.
The Value of Advice - Do I need an adviser?
We all know that money is important, and that over the years there’ll be big things we’ll need to pay for. We’re conscious, too, that people are living longer, and that we have to ensure we don’t run out of money in retirement.
Don’t get caught out on your repayment capacity with rising mortgage interest rates
Whether you are starting out on your mortgage journey or currently hold a valid Approval in Principle from a lender you will have heard the buzz word “repayment capacity” being mentioned.
Mortgage interest rates reach a 3-year high and more hikes are on the way
Mortgage interest rates in Ireland soared to a 3 year high in January. The latest data from the Central Bank shows the weighted average interest rate on new Irish mortgage agreements at end of January was 2.93%, up from 2.69% in December.
The Basics of Investing - How predictable are market returns?
The financial markets are inherently uncertain. Markets react to random, unexpected events so, by their very nature, they are unpredictable — at least they are in the short term. Equity markets in particular can fluctuate wildly.
The Basics of Investing - What are the different types of risk?
You can’t get away from the fact that all investing involves a degree of risk. The value of your investments can go down as well as up and you may get less back than you invested. In some cases, you could even lose your entire stake.