At Biograph we set the standard for mortgage solutions. We appreciate the significance of the mortgage process for all our clients and we pride ourselves in guiding you through every step of the process. Our mortgage offering includes first time buyers, switchers, house movers & buy to let.
Why Choose Biograph Over Going Directly to a Lender?
- No Additional Cost: Our services come at no additional cost. Biograph receives a remuneration payment from the lender on the successful drawdown of your mortgage.
- Access to Multiple Lenders: Gain access to a diverse pool of lenders, giving you a wide array of mortgage options tailored to your specific requirements. You also receive the same competitive rates and cashback offers as you would have, had you gone directly to the lender. Some lenders also deal exclusively through the advisor channel.
- Expert Advice and Guidance: Our team of knowledgeable experts will guide you through the maze of mortgage products, ensuring you're fully informed and up to date with the latest offerings in the market. We have a network of solicitors, valuers, surveyors and bespoke home insurance providers to assist our clients, who will all be required throughout the process.
- Negotiation Power: Having well established relationships with lenders, we have the power to negotiate terms that might otherwise be outside standard credit policy, helping to secure approval that fit your unique situation.
- Convenience and Timesaving: We handle the entire mortgage application process on your behalf, from gathering documentation to liaising with your accountant and solicitor, saving you valuable time and effort.
- Personalised Service: Your journey with us is personal. We take the time to understand your individual circumstances and financial goals, providing ongoing support and guidance every step of the way until you hold the keys to your new home!
First Time Buyers
Switchers
Moving House
Buy to Let
What You Can Expect From Us
When you contact us a mortgage advisor will schedule a call with you within 24 hours.
We will then issue you with a mortgage engagement agreement letter (at no cost). This will outline what we believe can be achieved for you based on the information provided, pending confirmation.
If you are happy to progress with us at this stage, we will initiate the process of applying for Approval in Principle. Lender timelines are subject to their own service level agreements.