Too much choice
Back in 2000, two psychologists published a study about jam. Sheena Lyengar and Mark Lepper wanted to know what happens when you give consumers more or less choice.
No regrets
Regret. This single emotion has been cited by Nobel laureate Daniel Kahneman as probably the greatest enemy of good decision-making in personal finance.
The beating the market myth
Much of the mainstream media commentary around investing carries with it the assumption everybody’s goal should be to try to ‘beat’ the market. But what does that mean? And does it make any sense at all?
The value of a sense of clarity
Of all the benefits financial planners can provide, perhaps one stands out more than any other. It's one that's intangible, instinctive, qualitative, insightful and potentially life-changing at the same time.
Investing isn't gambling
One of the most common ideas in modern self-help books is that ‘everything happens for a reason’. It has become a popular concept because we want it to be true.
Negative interest rates on corporate deposits - a potential alternative
Interest rates have been tracking downwards for over a decade at this point. We are at a unique time in our history whereby banks have actually been charging certain depositors to hold their money on deposit. This is the case for money held within corporate deposits.