Haven Mortgages Switching Offer

The Irish housing market has been exposed to rising interest rates following ten consecutive interest-rate increases by the European Central Bank since the first hike in July 2022. The Central Bank of Ireland have calculated that there is €369m as at the end of September 2023 on fixed rates that are due to expire within one year. Due to mortgage fixation this cohort of customers may not yet have been impacted by rising rates and will be exposed to a hike in their repayments and interest when their fixed rate period expires.  

Haven Mortgage have recently announced some positive changes and have refined their Switcher offering to attract customers to switch to them by:

• Reducing their documentation requirements to make the switch more streamlined.
• They are also offering up to €5,000 cashback on your switch application subject to terms and conditions. 

The above offering is available to customers who switch and drawdown their mortgage with Haven Mortgages in 2024. 

In order to avail of Haven Mortgages offering, you will need to go through a mortgage broker, and they will be best placed to give you full market advise on all your options available to you. 

At Biograph we have an experienced mortgage advisory team who are available should you require any further information or assistance on above.